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Udu loans (Apply Online – R150 000)

Loans Unlimited

Today we are going to be examining Udu loans in closer detail and looking at what they offer in terms of loans.

Udu loans is an associated business of the Direct Axis group and you see from the website that it is well constructed and very user-friendly.

They offer users smart online loans and give users the chance to apply for a loan online of up to R150 000.

Udu offers loans from R4 000 – R150 000.

The maximum term you can select to pay back the loan is 60 months or 5 years and once selected on the sliders, you can see what your monthly repayment will be.

Udu loans also clearly explains on the home page how the loan application process works and they basically need you to complete the online application form and then be able to provide them with 3 month’s bank statements.

Cash Loans

You can upload these bank statements or email then through to Udu.

To apply online, you simply need to enter the amount you want to borrow and then click on apply online and complete the application form.

Be sure to get your statements ready as well, to speed up the process.

If you are looking for a loan up to R150 000, be sure to look at Udu loans and check back soon, for more updates and reviews on the various loan companies in South Africa.

This relatively new business of Direct Axis has grown tremendously over the last couple of months and with more and more coverage going their way, they will grow into one of the top loan companies in South Africa.

We will continue to follow them closely and keep you in the loop regarding all the developments at Udu Loans.

Visit Udu online by clicking here.

Wonga Short-term Loans

Wonga has been operating in South Africa for a good number of years and although they did see their peak in 2012/2013, they still continue to be one of the favorite short term loan providers in South Africa.

Wonga South Africa first opened their doors in 2012 and over the last 5 years have grown to company that provides loans to consumers on a short-term basis.

So how to you go about applying for a loan with Wonga?

1. First of all, you need to browse to their website, which is located at
2. Secondly, you can then determine how much you want to borrow, by using their sliders and then also determining how long you will take to repay the loan.
3. This will enable the system to calculate how much you need to repay in total.
4. Once you have settled on how much you want to borrow, you then apply and go through the application process, which you will need to enter your personal details.
5. What you will to have to apply for a loan will be:

So, what 4 things do you need in order to apply with Wonga?

– SA ID Book
– Cell number
– Bank account details
– 3 month Payslips.

How much can I borrow from Wonga?

Wonga in the recently years updated their first-time lender profile and increased it from R2500 to R3000 for first-time users. Once you have an account with them, you can apply for as much as R8000.

What is the maximum repayment term they offer?

You can repay the loan anywhere from 4-39 days, depending on when you will be able to repay the full amount. Please keep in mind that the longer you take to repay the loan, the more interest will be charged to your account.

Wonga Specifications:

– Min amount that you can borrow: R100
– Max amount you can borrow: R3000 (For first-time users)
– Min amount of days to repay the loan: 4 days
– Max amount of days to repay the loan: 39 days
– How long before you receive your money: Usually within 24 hours
– Citizenship: Need to be South African citizen
– Employment: Need to be full-time employed
– Age: Need to be 18 years and older.

So how do I contact Wonga?

Well you can send them an email via their website or give them a call on 0861 966 421.

Nedbank Loans

Due to huge number of requests from our loyal subscribers we are going to be reviewing Nedbank loans today and giving you an overview on how to apply and what they offer in terms of their personal loans.

Nedbank has been one of the top 4 banks in South Africa for many years now and they continue to grow and offer innovative products, not only in terms of their personal loans, but also their banking products and service offering.

So let’s get started on their product offering in terms of loan offerings. Nedbank offers loans anywhere from R1 000 –  R200 000 and have flexible repayment periods, from 12 to 60 months.

To apply for a personal loan with them you can basically just visit their website and apply online or you can give them a call on their customer care number to find out more and what they requirements exactly are in order to complete your application.

They do state that the application process is straight forward and that they provide you with a customised interest rate. This is great news, since the interest rate that you will be given will play a major role in your monthly instalments and especially going forward, if it is linked to the prime lending rate. These are all details that you do need to find out and discuss with Nedbank before you sign-up for your personal loan with them.

In order to apply you need to be employed or at least have a contract period of employment. Self-employed individuals are not allowed to apply.

Then you do need to earn a salary of more than R2000 per month and your salary need to be deposited into your bank account monthly.

For finer details on the personal loan process as well as the application process, do visit their website or go into your nearest Nedbank branch to find out more.

We will be following them closely and keeping our subscribers updated on any news developments and product offerings that might be launched from Nedbank.

Standard Bank Loans

More and more people seem to be looking at Standard bank loans in closer detail, due to their amazing product and service offering.

They have been offering great products over the last couple of years and we are going to be looking in closer detail at their personal loans and what they offer consumers.

Standard bank offers fixed minimum monthly repayments and offer a wide range of personal loans options that will suit your needs perfectly.

Whether you need it for emergency funds or to do renovations on your home, they will be able to provide you with a solution that will suit your needs and pocket.

One great feature they have stated on their website is that there is no early cancellation fee, if the loan is paid off earlier than the specified time-frame.

That is a great feature to enable consumers to pay off the loan sooner than expected, that will help them save on interest added on the capital borrowed.

Their website is also very user-friendly and you are able to apply online for your personal loan, by simply completing the application form in their website.

Not only do they have a great website, mobile site and app, you can also contact them directly via their national call centre to find out more about the loan options.

We will be following them closely over the next couple of months and bring you all the latest news and reviews related to their loan options.

Hopon Loans South Africa

Hopon Loans have been around since 2015 and they are part of the Izwe loans that have been in South Africa since 2004. They have been doing extremely well and currently have offices in various African countries that include Ghana, South Africa, Zambia and Kenya.

Through Hopon loans you are able to apply on a loan with them for as much as R20 000 and you can view exactly how much you need to repay by selecting the repayment months in die sliders listed on the website.

After you find a suitable fit for your budget, you can view the total amount you need to repay, which will be your loan amount plus interest over time.

So why choose Hopon Loans?

As mentioned above, they are part of a large group and have been around for a while now.

You can also contact them at any time with questions or comments regarding the application process.

They offer a pure digital solution and this enables anyone who does need a loan, to apply online anywhere and at any time.


What do you need to apply with Hopon Loans?

1. You need to complete the application form correctly with all the relevant information.

2. Secondly you need to send them 3 months bank statements once completed.

3. Thirdly you need to agree to the terms and once the loan is approved, you funds get transferred to your account.

The application process could not be easier and if you are looking for a bit of larger loan that you general smaller companies, be sure to contact them to apply online for a loan up to R20 000. Remember to make sure that you are able to afford any loan before applying for one, since you do not find to find yourself in financial difficulty a few months down the line.

Be sure to check back soon for more news and reviews on various loan companies in South Africa.

Capitec Loans – Up to R250 000

Due to the high number of questions we have been receiving, we are going to be looking at capitec loans in more detail and doing a quick summary of what they offer and how people can apply for a loan with them.

Capitec has been around for a while now and their personal loan offering is probably one of the best currently available in South Africa. They basically offer loans up to R250 000, that vary in terms from 1 – 84 months.

The money will also be deposited immediately in your savings / transaction account upon approval with them. You will also then have fixed monthly repayments, which makes it very easy for anyone to budget accordingly in the monthly budget to accommodate the repayment.

With their newly revamped website that are extremely user friendly, you apply online with them or give them a call to discuss your requirements and how they will be able to assist you. You simply visit their website or give them a call on 0860 10 20 43.

Their rates and fees are also available right on their website, so you can have a look in detail and then make a calculated decision on whether you would like to apply for Capitec loan or not.

Please remember to always make sure that you are able to afford any loan before applying for one, otherwise you might find yourself in debt if you aren’t able to do the monthly repayments on the loan as stipulated.

They have got various flyers listed on the website that you are able to view as pdf files, in various languages, that will enable you to get a better understanding of the loan process and what a loan with them entails.

We will be following them closely and bringing you all the various loan options that they have and discussing them in details. Be sure to check back.

RCS Personal Loans

We are going to be examining RCS personal loans today in closer detail and we will looking at their product offering as well and examine how easy it is to get in touch with them with any queries or to apply online.

We would first like to give them a big 5 stars for their website in terms of design, ease of use and general layout.

We found their website to be very efficient and they make it very easy for anyone to apply online or to contact them to find out more about their personal loans and what you need in order to apply with them.

RCS offers loans from between R10 000 up to R125 000 and they state on their website that cash can be in your account within 24 hours.

We haven’t personally applied for a personal loan with them, so we can’t verify and we are just mentioning this in relation to what is stipulated on their website.

They also offer 12-60 months to repay the loan and this gives their clients the flexibility to make sure that the repayment is worked into their budget and that they indeed can afford the personal loan.

We will be following them very closely in the coming months, so be sure to check back to get all the latest news and reviews related to RCS.

Personal Loans Review

We are going to be looking at all the various types of personal loans currently available in South Africa and we will be examining all the various banks like Capitec, Nedbank, Absa and Fnb.

When looking at the most popular searched items in terms of personal loans, you will see that Nedbank personal loans are one of the highest searched items in South Africa in the last 3 months. We will be looking at them in closer detail, but for now you are more than welcome to look at our review on Nedbank by visiting on the page listed in recent posts.

Fnb personal loans and Absa personal loans are very close behind Nedbank in terms of searches online and we can see that they are as popular with consumers in terms of personal loans. Again we will be looking at them closely in the coming weeks, but for now you are more than welcome to read through the online review we did about Fnb loans.

Absa is also a very highly searched term and that is why we did an online review of their loan offerings as well. Please read through what they offer in terms of their loans.

We are constantly going to be adding reviews and news related to personal loans in South Africa and you can view this website as your number 1 source for all the best online reviews for personal loans in South Africa.

We always clearly state that we do not offer personal loans ourselves and only provide objective reviews related to the various banks and companies offering these services and we always urge our readers to make sure that they are able to afford a personal loan, before they apply.

Capitec Personal Loans

One of the most eagerly awaited reviews from our users has surely been for Capitec personal loans and today we are finally getting the opportunity to provide our readers with this review.

Capitec is probably one of the youngest banks in South Africa, but they have surely made allot of the bigger banks sit up straight and look at their personal loan products in closer detail.

Capitec personal loans offers personal loans up to R250 000 with their maximum repayment term being 84 months or 7 years. It basically states on their website that allot of factors play a role in determining what you will be able to qualify for and what repayment term you will receive. Factors that they will look at include your credit profile and affordability.

Something that we saw that really impressed us is that they do offer more detail about their personal loans on their website and they have it available in various languages. These languages include Afrikaans, English, Xhosa and Zulu.

They will need all the basic relevant documentation with your personal loan application that will include your identity document, proof of residential address, latest salary slip and 3 months of bank statements. Through their assessment, they will be bale to comb through your financials to determine if you will be able to repay the loan and how much they will be able to borrow to you. If you are self-employed, you will unfortunately not be able to apply for a personal loan with Capitec.

More and more people are starting to move to Capitec since their banking costs and some of the lowest in the market and their service is of very high standard and we can’t wait to see what only personal loan products they are going to present next to the market. We will be following them closely and will keep all our users updated on the latest news and reviews. With such great personal loan options, we will surely be looking at them next time we are in need of a personal loan.

If you do want to apply for a personal loan with them, you can do so online or visit your nearest branch to find out more.

African Bank Personal Loans

Today we are going to be looking at African Bank personal loans in closer detail and looking at their product offering as well as ways to contact them to apply for a bank loan.

Before we delve into their loan products, we just need to step back and look at African bank as a whole. They were recently in the news and had some internal problems due to the fact the there was an issue with the amount of loans they were giving to customers. Since then they have recovered very nicely and now seem to back on track and offering responsible lending to a wide array of customers across South Africa.

African bank loans vary from R500 up to R150 000 and offer the customers’ repayment term sup to 60 months or 5 years. They offer very convenient repayment options, which include debit orders from your bank account, thus making it easy to monitor and track your repayments.

You can easily contact them via their national call centre or you simply apply online on their website, buy completing the online application form. Another option is that you can simply your nearest branch and apply within the bank for your loan.

To apply they will require that you bring along or provide them with your identity document, latest payslip, one month’s bank statement and proof of residence. Please note as with a proof of address, you do an account that states your name and physical address very clearly and should not be older than 3 months form the current date.

If you are looking for bank loan, then be sure to contact them to find out more about their loan products and what they offer in terms of repayment instalments as well as credit cover in case something do happen like a disability or anything of that nature.

There are still some financial institutions that do offer great repayment rates, so be sure to enquire about this when speaking to an African bank consultant about your loan application. We will keep you updated on any updates related to the bank loans and be sure to check back soon to read all the latest reviews.