Welcome to Personal Loans SA and here you'll find a variety of information resources on loan companies like Wonga (wonga.com), Loan Finder SA etc and here you'll find links on personal loans, short term loans and payday loans.
When looking for a personal loan company it is important to note that you must always read the terms and conditions very carefully to be sure that you are able to pay the monthly instalment. The worst thing you do is to borrow more money and not be able to repay the loan company.
Please read through terms and conditions before applying for an instant loan.
Do you need help with your debt? Apply online for Debt Review.
We provide links to a variety of companies offering personal loans and feel free to look at their product offering and what the repayment terms are. With the current economic climate, there are allot of loan companies offering personal loans, but be sure to sign up with the best company offering you competitive repayment terms.
Personal Loans are basically loans that people apply for and generally can repay relatively quickly.
Now with personal loans, again there are so many companies currently offering this service and it gets quite tricky to determine which offer to go for.
With allot of focus being placed on banks regarding unsecured personal loans, the smaller personal loan companies are benefitting from this and some of the smaller companies have seen their client base increase due to higher demand for personal loans.
To apply for a personal loans these days are very easy and one of the easiest website is Wonga, whereby you can determine how much you need through sliders and then apply for your personal loans online and get approval within hours.
The way people apply for loans are just going to get easier and easier and for anyone looking for a personal loan, you will find the best links on our website and we will be adding and updating the website on a daily basis, to make sure you get the best personal loan deals. Also feel free to subscribe to our mailing list to make sure you don't miss out on personal loans updates and specials.
What we recommend you do is to look at the following:
- How long has the loan company been in business?
- What are the repayment terms and conditions?
- Working out exactly what you monthly instalment will be?
- What happens if you aren't able to pay your monthly repayment fee?
These are the questions that you should be asking your potential personal loan company before signing up with anyone and determine if you will be able to make payment each month.
When looking for a personal loan company it is important to note that you must always read the terms and conditions very carefully to be sure that you are able to pay the monthly instalment. The worst thing you do is to borrow more money and not be able to repay the company.
We have been receiving allot of great comments and feedback regarding our website and we would like to thank everyone for their support. We have been overwhelmed with the great feedback regarding information on personal loans and as we continue to grow, we urge everyone visiting our website to please like us on Facebook to receive the latest personal loan news and updates.
We have been offering only links to the best personal loan website online in South Africa and will continue to only offer you the best advice and links. Personal loans is a growing industry and with some many options starting up, you need advice on getting that personal loan form the best company out there. It doesn't Matter if you require a large loan or an instant loan, we will be here to assist you in your quest to get a personal loan.
LATEST NEWS: Wonga Loans Update
Wonga has proven themselves over the last year to be the top best instant cash loan company in South Africa. With Wonga you are able to apply for a loan of R2500 for first time and users and R8000 for follow up loans.
Wonga has not only shown other South Africa loan companies that they have set the benchmark for instant cash application, but also how to do marketing and get customers to apply online quickly.
LATEST NEWS: Personal Loans in the Festive Season
This year has been an amazing year for Personal Loans SA and we wish all our subscribers a very a festive season in the comings months.
For anyone looking for a loan be sure to look at all our reviews and decide for yourself who you would like to contact and we can strongly recommend Wonga for Instant Loans and Loan Finder SA for larger loans up to R150 000.
LATEST NEWS: Personal Loan Options
With allot of the larger news corporations reporting that the current economic climate will state the dame for the coming year, more and more people are looking at Personal Loans to help them get through the month or pay for the unexpected expenses that arise.
There is nothing wrong with applying for a personal loan and I have applied and received my personal loan and paid it back within the given loan term.
This enabled me to get through that unexpected period where I needed more cash than expected. Looking at this year, people are going to be looking at Personal Loans in greater detail and that's why we decided to give you a bit of advice on Personal Loans.
LATEST NEWS: Short Term Loans Overview
We have been getting allot of feedback and requests to why people prefer short term loans and why the need for them seem to be on the rise.
Short term loans offer people first of all the opportunity to get out of financial distress very quickly.
People tend to somehow get themselves into debt or due to an unforeseen event, they need cash fast and short term loans offer the solution.
Not that long ago, people in South Africa we only offered loans in the range of 2-5 years and they had to apply through a financial institution or a small loan company, where they would have to stand in a queue and then apply within the store and then only receive notification of approval via post.
FEATURED: Cash Loans Online
Currently in South this is allot of people are currently looking at cash loans to help them get through that difficult financial period or provide them with instant cash to renovate their house or do whatever they desire at that moment. Cash loans are loans that are provided by loan companies and they offer these cash loans to people that with interest, meaning that you have to repay them interest and admin fees for the loan. Now the interest varies according to the loan period you choose and you can determine this by looking at your needs and funds that will be available to repay the cash loan.
FEATURED: Where to find a Personal Loan Calculator?
Are you looking for a personal loan calculator to help you determine what your interest and fees will be on your loan. Well I have found this great website that will help you determine you fees and interest on your loan up to R2000. Wonga has a great website that offers you the ability to find out exactly what your fees and interest will be by demining the loan amount as well as days needed to repay.
FEATURED: Where to Get a Personal Loan?
When looking into loan providers, be sure to be very careful when deciding which company you want to go with. The reason for me saying this is that there are allot of smaller fly by night loan companies out there, that can only cause you more headaches that solutions.
One loan provider we can surely recommend to you is Wonga loans. They are a UK based company that have recently moved into the South African market and provide loans up to R2000 to new customers. Existing customers can apply for loans up to R8000.