Welcome to Personal Loans and here you'll find a variety of information resources on loan companies like Wonga (wonga.com), Loan Finder SA etc and here you'll find links on loans, short term loans and payday loans.
When looking for a personal loan company it is important to note that you must always read the terms and conditions very carefully to be sure that you are able to pay the monthly instalment.
The worst thing you do is to borrow more money and not be able to repay the loan company.
We provide links to a variety of companies offering loans and feel free to look at their product offering and what the repayment terms are. With the current economic climate, there are allot of loan companies offering loans, but be sure to sign up with the best company offering you competitive repayment terms.
Personal Loans are basically loans that people apply for and generally can repay relatively quickly.
Now with personal loans, again there are so many companies currently offering this service and it gets quite tricky to determine which offer to go for.
With allot of focus being placed only on banks regarding online loans, the smaller loan companies are benefitting from this and some of the smaller companies have seen their client base increase due to higher demand for personal loans.
To apply for a loan these days are very easy and one of the easiest website is Wonga, whereby you can determine how much you need through sliders and then apply for your loan online and get approval within hours.
The way people apply for loans are just going to get easier and easier and for anyone looking for a loan, you will find the best links on our website and we will be adding and updating the website on a daily basis, to make sure you get the best personal loan deals. Also feel free to subscribe to our mailing list to make sure you don't miss out on loan updates and specials.
What we recommend you do is to look at the following:
- How long has the loan company been in business?
- What are the repayment terms and conditions?
- Working out exactly what you monthly instalment will be?
- What happens if you aren't able to pay your monthly repayment fee?
These are the questions that you should be asking your potential loan company before signing up with anyone and determine if you will be able to make payment each month.
When looking for a loan company it is important to note that you must always read the terms and conditions very carefully to be sure that you are able to pay the monthly instalment. The worst thing you do is to borrow more money and not be able to repay the company.
We have been receiving allot of great comments and feedback regarding our website and we would like to thank everyone for their support. We have been overwhelmed with the great feedback regarding information on personal loans and as we continue to grow, we urge everyone visiting our website to please like us on Facebook to receive the latest personal loan news and updates.
We have been offering only links to the best loan website online in South Africa and will continue to only offer you the best advice and links. Loans are a growing industry and with some many options starting up, you need advice on getting that personal loan form the best company out there. It doesn't Matter if you require a large loan or an instant loan, we will be here to assist you in your quest to get a loan.
LATEST NEWS: Capitec Loans
One of the most eagerly awaited reviews from our users has surely been for Capitec personal loans and today we are finally getting the opportunity to provide our readers with this review. Capitec is probably one of the youngest banks in South Africa, but they have surely made allot of the bigger banks sit up straight and look at their personal loan products in closer detail.
LATEST NEWS: FNB Loans
Fnb has really become of the best banks in South Africa to provide loans. Allot of people have opted to rather go with one of the 4 big banks in South Africa for their loans and Fnb is surely one of the top banks offering this service.
FNB personal loans offer you a variety of options, but it all depends on your personal credit profile. Personal loans range from R1000 to R150 000 and repayment terms can go up to 60 months. Fnb was recently crowned as the top innovative bank in the World, which a very prestigious award and that just makes us even more proud to be South African.
LATEST NEWS: Personal Loan Options
With allot of the larger news corporations reporting that the current economic climate will state the dame for the coming year, more and more people are looking at loans to help them get through the month or pay for the unexpected expenses that arise.
There is nothing wrong with applying for a loan and I have applied and received my loan and paid it back within the given loan term.
This enabled me to get through that unexpected period where I needed more cash than expected. Looking at this year, people are going to be looking at loans in greater detail and that's why we decided to give you a bit of advice on Loans.
LATEST NEWS: Short Term Loans Overview
We have been getting allot of feedback and requests to why people prefer short term loans and why the need for them seem to be on the rise.
Short term loans offer people first of all the opportunity to get out of financial distress very quickly.
People tend to somehow get themselves into debt or due to an unforeseen event, they need cash fast and short term loans offer the solution.
Not that long ago, people in South Africa we only offered loans in the range of 2-5 years and they had to apply through a financial institution or a small loan company, where they would have to stand in a queue and then apply within the store and then only receive notification of approval via post.
Do you need assistance with applying for a loan?
Please complete the enquiry form below and we will get in touch with you.