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Lime Loans (South Africa)

Today we are going to be looking at Lime loans or Lime24 in closer detail.

Lime loans offers first time clients the opportunity to apply for a lime of up to R3780 over n maximum period of 35 days.

You can use their easy to use website sliders, to determine exactly how much you need and how long you require to repay the loan and through that determine how much the applicable fees will be.

Lime Loans have offices in various countries including South Africa and best of all offer their loan application to be completed in 5 minutes.

This is amazing, since you can sit in the comfort of your home and apply online and possible have an approved loan in 5 minutes time.

Be sure to contact them for more information on their loan offering. Their also feature their contact number and email details on their website, so simply visit them online and find out more.

As they state on their website, all you need is a South African Id number, mobile phone and bank account. So the process is simple and be sure to first make sure that you are able to repay the loan, since you do not want to get an approved loan and then be stuck in debt through this.

Udu Loans (R4 000 – R150 000)

Today we are going to be examining Udu loans in closer detail and looking at what they offer in terms of loans. Udu loans is an associated business of the Direct Axis group and you see from the website that it is well constructed and very user-friendly.

They offer users smart online loans and give users the chance to apply for a loan online of up to R150 000. Udu offers loans from R4 000 – R150 000. The maximum term you can select to pay back the loan is 60 months or 5 years and once selected on the sliders, you can see what your monthly repayment will be.

Udu loans also clearly explains on the home page how the loan application process works and they basically need you to complete the online application form and then be able to provide them with 3 month’s bank statements. You can upload these bank statements or email then through to Udu.

To apply online, you simply need to enter the amount you want to borrow and then click on apply online and complete the application form.

Be sure to get your statements ready as well, to speed up the process. If you are looking for a loan up to R150 000, be sure to look at Udu loans and check back soon, for more updates and reviews on the various loan companies in South Africa.

This relatively new business of Direct Axis has grown tremendously over the last couple of months and with more and more coverage going their way, they will grow into one of the top loan companies in South Africa.

We will continue to follow them closely and keep you in the loop regarding all the developments at Udu Loans.

Hopon Loans

Hopon Loans have been around since 2015 and they are part of the Izwe loans that have been in South Africa since 2004. They have been doing extremely well and currently have offices in various African countries that include Ghana, South Africa, Zambia and Kenya.

Through Hopon loans you are able to apply on a loan with them for as much as R20 000 and you can view exactly how much you need to repay by selecting the repayment months in die sliders listed on the website.

After you find a suitable fit for your budget, you can view the total amount you need to repay, which will be your loan amount plus interest over time.

So why choose Hopon Loans?

As mentioned above, they are part of a large group and have been around for a while now. You can also contact them at any time with questions or comments regarding the application process. They offer a pure digital solution and this enables anyone who does need a loan, to apply online anywhere and at any time.

What do you need to apply with Hopon Loans?

1. You need to complete the application form correctly with all the relevant info

rmation.

2. Secondly you need to send them 3 months bank statements once completed. 3. Thirdly you need to agree to the terms and once the loan is approved, you funds get transferred to your account.

The application process could not be easier and if you are looking for a bit of larger loan that you general smaller companies, be sure to contact them to apply online for a loan up to R20 000.

Remember to make sure that you are able to afford any loan before applying for one, since you do not find to find yourself in financial difficulty a few months down the line. Be sure to check back soon for more news and reviews on various loan companies in South Africa.

Absa Loans

Today we are going to be looking at Absa loans in closer detail and giving all our loyal readers an overview of their products and how you will be able to contact them to apply for a personal loan.

Absa Bank is one of the top 4 banks in South Africa and they have over the years grown to be one of the biggest banks nationally, with branches in all the major towns and cities throughout the country.

We currently do have bank accounts with them and we have experienced amazing service through their call centre and online banking side of their business. They off course also offer personal loans and we are going to be delving a bit deeper into their offering.

They offer personal loans from R3000 up to R350 000, with repayment terms up to 72 months or 6 years in easier terms. They also offer very competitive interest rates and you can discuss this with them in more detail once your application has been processed.

One of the great benefits of applying for a loan with Absa, is that they offer you the opportunity to repay the loan faster through additional payments that you can do and thus giving you the best chance to lower your interest on the loan. If you need extra cash, you can then also apply for additional funds and take out a credit protection plan, which will protect your loved ones if you do pass away or become permanently disabled. We recommend that you speak to one of their consultants to find out more about this option, once your loan is approved.

You can apply online by calling their helpline, or you can simply visit one of their many branches to speak to a consultant to apply for the personal loan you require. Another option is that you can apply online and you simply visit their website to apply online foryour Absa Loan. You simply need to state if you are an existing customer or want to become a new clients of theirs.

We will be following them very closely over the coming months and will keep all our loyal subscribers updated on the latest loan offerings and news related to their loans.

Online Loan Application

These days allot more people opt to rather apply for a loan online, rather than to go to a personal loan office and stand in a queue to fill in your application.

With more and more people going online in South Africa, it just makes allot more sense for personal loan companies to focus more on their website and making it easy for people to do an online loan application.

Currently allot of the personal loan companies in South Africa do have relatively good websites, but two do stand out from the crowd and they are Wonga Loans and Loan Finder SA. Both offer very impressive website that make it so easy for people to do an online loan application.

Especially with Wonga, they offer a very interesting website, with a personal loan calculator that enables you to determine the total amount payable, by dragging the amount you want to borrow combines with the amount of days, you require the personal for.

These types of great features enable people to get their loan application done within minutes and this also makes the approval process and loan pay-out much quicker.

Loan Finder SA

Currently one of the best loan companies in South Africa is Loan Finder SA and that’s why we decided to write a review about them. They currently offer people loans up to R150 000, whereby they source for the best loan option for you.

They have become hugely popular over the last year and people have found their service and quick turnaround time, to be of the highest standard.

Loan Finder SA offers an easy way for people to apply for a personal loan, but just completing the online application form which takes only a few minutes whereby they will contact you to discuss the options available to you.

Loan Finder SA truly offers a great service and we urge anyone looking for a personal loan, to look at them in more detail and feel free to complete the application form. Please just note that they do charge a fee for their service, so read about that before applying online.

Managing your Personal Loan

So how do you actually manage your personal loan? Well if you aren’t managing it as yet, you better read this article to make sure that you are financially ready for your loan. We will provide you with some great insight you might to consider about your personal loan.

Let’s first look at the 2 types of personal loans you can apply for. The first being unsecured personal loans, which is basically a personal loan you can acquire with putting up any assets in regards to the loan, to make sure that you are able to repay the loan. These unsecured loans are getting more and more popular, but be very careful who you sign up with, since there are a few very suspicious companies out there that have extremely high interest rates.

Secondly we have secured loans and these personal loans are generally offered more by your larger financial institutions like banks and generally require you to provide them with an asset that they hold against your loan.

Now in terms of managing either of these loans be sure to make room in your budget for the monthly repayment. Making sure that you do not miss a repayment, try and sign up for a set debit order. Making sure that you manage your personal loan is crucial and make this a priority even before applying for a loan.

One company that we can recommend that offer great personal loans is Wonga and be sure to look at them when applying for a personal loan.

Personal Loan Calculator

Are you looking for a personal loan calculator to help you determine what your interest and fees will be on your loan. Well I have found this great website that will help you determine you fees and interest on your loan up to R3000.

Wonga has a great website that offers you the ability to find out exactly what your fees and interest will be by demining the loan amount as well as days needed to repay. With this type of personal loan calculator, you can see for yourself what the fees applicable will be on your loan amount.

Wonga is really one of our favorite loan websites currently in South Africa and we can highly recommend that you look at them in terms of offering a loan.

This calculator will save you any unnecessary headaches in terms of outstanding fees that you didn’t budget for and let you know exactly what you need to repay.

When working out your fees payable be sure to enter the correct loan amount you require and how long you require the loan for. This will then tell you exactly how the fees applicable will be and thus working out what the total loan amount will be to repay. Loan calculators make life just much easier and for anyone looking for a personal loan calculator, be sure to look at Wonga.

The need for a personal loan calculator has increased over the last couple of years, with people looking at these type of online calculators to help determine how much they will be able to afford as well as give them an estimate on what the monthly repayment instalment will be.

With the online world constantly evolving, more and more website are providing this option for their users to make it as easy as possible for anyone to work out the basics amounts in terms of a personal loan.

We are constantly looking for new and innovative calculators and will keep you updated on our findings as well as any new reviews related to personal loan calculations online.

How to get a Personal Loan?

With allot of people looking to get a personal loan, this question has been pitched to us and thus we decided to answer a few quick questions and give a few valuable tips on getting a personal loan.

When applying for a personal loan, be sure to have as much information as possible available about your current personal finances. These include your current salary slip, identity document, physical address etc.

Any loan company will require as much information as possible about the potential client to protect them from any future non-payment issue and to be sure that they can find you if you do decide to skip an instalment. If you are thorough in your preparation and provide the loan company with all the information they require to offer you a personal loan, the chances of you getting personal loan is very good.

They look at your current credit commitments as well as our monthly salary and determine if you will be able to repay the loan you require. If not, they might do the calculations and offer you a smaller personal loan that will be within your budget.

When looking at applying for a personal loan, look at all the options on the table. Most of the banks in South Africa offer personal loans and look very carefully at how much they offer as well as repayment terms. These details vary and banks choose to offer customers different options, to make it as easy as possible to get that loan, but also to repay the terms monthly. We will be featuring all the banks that do offer this service on our website in the coming months, so be sure to check back soon.

The other option is to rather work with a lending company on an unsecured loan, but please note that generally their interest is higher, so be sure that you are able to repay the loan as stated in their terms and conditions.

Getting a personal loan is not an uphill battle, only be thorough and provide the loan company with the information they require.

How to get an Instant Cash Loan?

Long gone are the days of going into a store to apply for a loan. These days most people just go online, find a suitable loan company and apply for an instant loan. Everything is done online and with the internet becoming more accessible every day to so many people, this trend is just going to grow over the years to come.

Just look at Wonga Loans for example, you can go online, choose your loan amount and repayment term and get your interest amount due immediately.

With the current economic climate, there are allot of people currently looking at instant cash loans, to get them out of their financial burden.

Due to allot of red tape with most corporate banks, it has pushed people into the directions of finding companies that can offer instant cash for when they need it. Be sure to lookout for many start-up companies that offer loans, but haven’t got a reputable reputation in the market and thus increasing your risk of getting a loan, with them.

These companies allot of the times do not have the capital and will thus be charging more than bigger more stable companies in the market.

Instant cash loans offer people the opportunity to get quick funds available and thus these loans are a vital resource for people who are struggling in the current economic climate.

We want to advice anyone looking for an instant cash loan to make sure that they are able to afford the loan and will be able to repay the loan on the specified time as stated in the terms of conditions and the loan company. With more and more people going into debt, it is very important for anyone to make sure that they do not land deeper in debt and these types of instant cash loans, should rather be a method to assist people in achieving a specified goal as remodelling their home or doing renovations that has been planned months or years ahead.

We will continue to monitor all the latest instant loan offering and will be updating our website regularly, so be sure to check back soon, to see all the latest news and reviews.