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Lime Loans (South Africa)

Today we are going to be looking at Lime loans or Lime24 in closer detail.

Lime loans offers first time clients the opportunity to apply for a lime of up to R3780 over n maximum period of 35 days.

You can use their easy to use website sliders, to determine exactly how much you need and how long you require to repay the loan and through that determine how much the applicable fees will be.

Lime Loans have offices in various countries including South Africa and best of all offer their loan application to be completed in 5 minutes.

This is amazing, since you can sit in the comfort of your home and apply online and possible have an approved loan in 5 minutes time.

Be sure to contact them for more information on their loan offering. Their also feature their contact number and email details on their website, so simply visit them online and find out more.

As they state on their website, all you need is a South African Id number, mobile phone and bank account. So the process is simple and be sure to first make sure that you are able to repay the loan, since you do not want to get an approved loan and then be stuck in debt through this.

Udu Loans (R4 000 – R150 000)

Today we are going to be examining Udu loans in closer detail and looking at what they offer in terms of loans. Udu loans is an associated business of the Direct Axis group and you see from the website that it is well constructed and very user-friendly.

They offer users smart online loans and give users the chance to apply for a loan online of up to R150 000. Udu offers loans from R4 000 – R150 000. The maximum term you can select to pay back the loan is 60 months or 5 years and once selected on the sliders, you can see what your monthly repayment will be.

Udu loans also clearly explains on the home page how the loan application process works and they basically need you to complete the online application form and then be able to provide them with 3 month’s bank statements. You can upload these bank statements or email then through to Udu.

To apply online, you simply need to enter the amount you want to borrow and then click on apply online and complete the application form.

Be sure to get your statements ready as well, to speed up the process. If you are looking for a loan up to R150 000, be sure to look at Udu loans and check back soon, for more updates and reviews on the various loan companies in South Africa.

This relatively new business of Direct Axis has grown tremendously over the last couple of months and with more and more coverage going their way, they will grow into one of the top loan companies in South Africa.

We will continue to follow them closely and keep you in the loop regarding all the developments at Udu Loans.

Standard Bank Loans

More and more people seem to be looking at Standard bank loans in closer detail, due to their amazing product and service offering. They have been offering great products over the last couple of years and we are going to be looking in closer detail at their personal loans and what they offer consumers.

Standard bank offers fixed minimum monthly repayments and offer a wide range of personal loans options that will suit your needs perfectly.

Whether you need it for emergency funds or to do renovations on your home, they will be able to provide you with a solution that will suit your needs and pocket.

One great feature they have stated on their website is that there is no early cancellation fee, if the loan is paid off earlier than the specified time-frame.

That is a great feature to enable consumers to pay off the loan sooner than expected, that will help them save on interest added on the capital borrowed.

Their website is also very user-friendly and you are able to apply online for your personal loan, by simply completing the application form in their website. Not only do they have a great website, mobile site and app, you can also contact them directly via their national call centre to find out more about the loan options.

We will be following them closely over the next couple of months and bring you all the latest news and reviews related to their loan options.

Hopon Loans

Hopon Loans have been around since 2015 and they are part of the Izwe loans that have been in South Africa since 2004. They have been doing extremely well and currently have offices in various African countries that include Ghana, South Africa, Zambia and Kenya.

Through Hopon loans you are able to apply on a loan with them for as much as R20 000 and you can view exactly how much you need to repay by selecting the repayment months in die sliders listed on the website.

After you find a suitable fit for your budget, you can view the total amount you need to repay, which will be your loan amount plus interest over time.

So why choose Hopon Loans?

As mentioned above, they are part of a large group and have been around for a while now. You can also contact them at any time with questions or comments regarding the application process. They offer a pure digital solution and this enables anyone who does need a loan, to apply online anywhere and at any time.

What do you need to apply with Hopon Loans?

1. You need to complete the application form correctly with all the relevant info

rmation.

2. Secondly you need to send them 3 months bank statements once completed. 3. Thirdly you need to agree to the terms and once the loan is approved, you funds get transferred to your account.

The application process could not be easier and if you are looking for a bit of larger loan that you general smaller companies, be sure to contact them to apply online for a loan up to R20 000.

Remember to make sure that you are able to afford any loan before applying for one, since you do not find to find yourself in financial difficulty a few months down the line. Be sure to check back soon for more news and reviews on various loan companies in South Africa.

African Bank Loans

Today we are going to be looking at African bank loans in closer detail and looking at their product offering as well as ways to contact them to apply for a bank loan.

Before we delve into their loan products, we just need to step back and look at African bank as a whole. They were recently in the news and had some internal problems due to the fact the there was an issue with the amount of loans they were giving to customers. Since then they have recovered very nicely and now seem to back on track and offering responsible lending to a wide array of customers across South Africa.

African bank loans vary from R500 up to R150 000 and offer the customers’ repayment term sup to 60 months or 5 years. They offer very convenient repayment options, which include debit orders from your bank account, thus making it easy to monitor and track your repayments.

You can easily contact them via their national call centre or you simply apply online on their website, buy completing the online application form. Another option is that you can simply your nearest branch and apply within the bank for your loan.

To apply they will require that you bring along or provide them with your identity document, latest payslip, one month’s bank statement and proof of residence. Please note as with a proof of address, you do an account that states your name and physical address very clearly and should not be older than 3 months form the current date.

If you are looking for bank loan, then be sure to contact them to find out more about their loan products and what they offer in terms of repayment instalments as well as credit cover in case something do happen like a disability or anything of that nature.

There are still some financial institutions that do offer great repayment rates, so be sure to enquire about this when speaking to an African bank consultant about your loan application. We will keep you updated on any updates related to the bank loans and be sure to check back soon to read all the latest reviews.

Capitec Personal Loans

One of the most eagerly awaited reviews from our users has surely been for Capitec personal loans and today we are finally getting the opportunity to provide our readers with this review.

Capitec is probably one of the youngest banks in South Africa, but they have surely made allot of the bigger banks sit up straight and look at their personal loan products in closer detail.

Capitec personal loans offers personal loans up to R250 000 with their maximum repayment term being 84 months or 7 years. It basically states on their website that allot of factors play a role in determining what you will be able to qualify for and what repayment term you will receive. Factors that they will look at include your credit profile and affordability.

Something that we saw that really impressed us is that they do offer more detail about their personal loans on their website and they have it available in various languages. These languages include Afrikaans, English, Xhosa and Zulu.

They will need all the basic relevant documentation with your personal loan application that will include your identity document, proof of residential address, latest salary slip and 3 months of bank statements. Through their assessment, they will be bale to comb through your financials to determine if you will be able to repay the loan and how much they will be able to borrow to you. If you are self-employed, you will unfortunetely not be able to apply for a personal loan with Capitec.

More and more people are starting to move to Capitec since their banking costs and some of the lowest in the market and their service is of very high standard and we can’t wait to see what only personal loan products they are going to present next to the market. We will be following them closely and will keep all our users updated on the latest news and reviews. With such great personal loan options, we will surely be looking at them next time we are in need of a personal loan.

If you do want to apply for a personal loan with them, you can do so online or visit your nearest branch to find out more.

Absa Loans

Today we are going to be looking at Absa loans in closer detail and giving all our loyal readers an overview of their products and how you will be able to contact them to apply for a personal loan.

Absa Bank is one of the top 4 banks in South Africa and they have over the years grown to be one of the biggest banks nationally, with branches in all the major towns and cities throughout the country.

We currently do have bank accounts with them and we have experienced amazing service through their call centre and online banking side of their business. They off course also offer personal loans and we are going to be delving a bit deeper into their offering.

They offer personal loans from R3000 up to R350 000, with repayment terms up to 72 months or 6 years in easier terms. They also offer very competitive interest rates and you can discuss this with them in more detail once your application has been processed.

One of the great benefits of applying for a loan with Absa, is that they offer you the opportunity to repay the loan faster through additional payments that you can do and thus giving you the best chance to lower your interest on the loan. If you need extra cash, you can then also apply for additional funds and take out a credit protection plan, which will protect your loved ones if you do pass away or become permanently disabled. We recommend that you speak to one of their consultants to find out more about this option, once your loan is approved.

You can apply online by calling their helpline, or you can simply visit one of their many branches to speak to a consultant to apply for the personal loan you require. Another option is that you can apply online and you simply visit their website to apply online foryour Absa Loan. You simply need to state if you are an existing customer or want to become a new clients of theirs.

We will be following them very closely over the coming months and will keep all our loyal subscribers updated on the latest loan offerings and news related to their loans.

Online Loan Application

These days allot more people opt to rather apply for a loan online, rather than to go to a personal loan office and stand in a queue to fill in your application.

With more and more people going online in South Africa, it just makes allot more sense for personal loan companies to focus more on their website and making it easy for people to do an online loan application.

Currently allot of the personal loan companies in South Africa do have relatively good websites, but two do stand out from the crowd and they are Wonga Loans and Loan Finder SA. Both offer very impressive website that make it so easy for people to do an online loan application.

Especially with Wonga, they offer a very interesting website, with a personal loan calculator that enables you to determine the total amount payable, by dragging the amount you want to borrow combines with the amount of days, you require the personal for.

These types of great features enable people to get their loan application done within minutes and this also makes the approval process and loan pay-out much quicker.

FNB Loans

Fnb has really become of the best banks in South Africa to provide personal loans. Allot of people have opted to rather go with one of the 4 big banks in South Africa for their personal loans and Fnb is surely one of the top banks offering this service.

FNB loans offer you a variety of options, but it all depends on your personal credit profile. Personal loans range from R1000 to R150 000 and repayment terms can go up to 60 months. Fnb was recently crowned as the top innovative bank in the World, which a very prestigious award and that just makes us even more proud to be South African.

Fnb offer these personal loans on the option to repay via debit order each month and you can determine your rate monthly with them from the start as well.

We are currently with Fnb for all our other bank accounts and have had a personal loan from them and I must confirm that everything ran smoothly and we received our money and repaid it within the specified terms. There are other options available if you are looking at personal loans and if you do feel that FNB is not the best option for you for your personal loan, please feel free to look at the other personal loans companies we review on our website.

Fnb loans are featured quite frequently on Television adverts as well as radio and also contact them directly if you do need assistance or want additional information on their loan products.

They are certainly one of the top banks in South Africa and only continue to offer innovative product to the market and we will from our side continue to follow them and provide our users will all the latest news and reviews from Fnb.

You also visit their website to get all the latest information related to their loan products and get all their contact details online or simply contact them via their website.

You can contact them on their national call centre, fill in the call me back form or simply apply online by completing a few questions and then following the prompts to complete the application.

Loan Finder SA

Currently one of the best loan companies in South Africa is Loan Finder SA and that’s why we decided to write a review about them. They currently offer people loans up to R150 000, whereby they source for the best loan option for you.

They have become hugely popular over the last year and people have found their service and quick turnaround time, to be of the highest standard.

Loan Finder SA offers an easy way for people to apply for a personal loan, but just completing the online application form which takes only a few minutes whereby they will contact you to discuss the options available to you.

Loan Finder SA truly offers a great service and we urge anyone looking for a personal loan, to look at them in more detail and feel free to complete the application form. Please just note that they do charge a fee for their service, so read about that before applying online.